cure auto insurance

Cure AUTO Insurance Review – All in One

Cure Auto Insurance is a regional insurance company that provides car insurance coverage to residents in New Jersey and Pennsylvania. The company was founded in 1990 with the goal of providing affordable auto insurance to customers in these states, and it has since expanded its coverage to other states as well.

Cure Auto Insurance operates under a unique business model that aims to reward good drivers with lower rates. The company believes that safe drivers should be rewarded for their responsible behavior, and it uses a variety of factors to determine rates for its customers.

In this article, we will take a closer look at Cure Auto Insurance and its unique business model. We will examine the company’s coverage options, discounts, and customer service, and we will also provide some tips for choosing the right auto insurance policy.

What is Cure AUTO Insurance:

Coverage Options

Cure Auto Insurance offers a range of coverage options to customers in New Jersey and Pennsylvania. These include:

Liability Coverage: This is the minimum coverage required by law in most states. It covers damages or injuries that you may cause to other people or their property while driving your car.

Collision Coverage: This covers damage to your own car in the event of an accident.

Comprehensive Coverage: This covers damage to your car that is not caused by an accident, such as theft or vandalism.

Personal Injury Protection (PIP): This coverage pays for medical expenses and lost wages if you or your passengers are injured in an accident, regardless of who is at fault.

Uninsured/Underinsured Motorist Coverage: This coverage pays for damages or injuries caused by a driver who does not have insurance or who does not have enough insurance to cover the damages.


Cure Auto Insurance offers a number of discounts to its customers. These include:

Good Driver Discount: This is the company’s flagship discount, which rewards safe drivers with lower rates. To qualify for this discount, you must have a clean driving record for the past three years.

Multi-Car Discount: If you insure more than one car with Cure Auto Insurance, you can save money on your premium.

Paid in Full Discount: If you pay your premium in full instead of making monthly payments, you can save money on your premium.

Homeowner Discount: If you own a home, you may be eligible for a discount on your auto insurance premium.

Customer Service

Cure Auto Insurance has a reputation for providing excellent customer service. The company has received high marks from customers and industry experts alike for its responsive claims handling and its commitment to customer satisfaction.

In addition to its customer service, Cure Auto Insurance also offers a range of resources and tools to help customers manage their policies and make informed decisions about their coverage. These resources include:

Online Account Management: Customers can manage their policies, pay their bills, and file claims online.

Mobile App: The Cure Auto Insurance mobile app allows customers to access their policies, file claims, and get roadside assistance directly from their smartphones.

Insurance Education: The company offers a range of educational resources on its website, including articles, videos, and guides to help customers understand their coverage options and make informed decisions.

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Choosing the Right Auto Insurance Policy

When choosing an auto insurance policy, there are a few key factors to consider. These include:

Coverage Options: Make sure you understand the different types of coverage that are available and choose the ones that best meet your needs.

Deductible: The deductible is the amount you pay out of pocket before your insurance kicks in. Make sure you choose a deductible that you can afford.

Premium: The premium is the amount you pay for your insurance. Compare rates from different insurers to ensure you are getting a fair price.

Discounts: Look for discounts that you may be eligible for, such as a good driver discount or a multi-car discount.

Customer Service: Consider the quality of customer service offered by the insurance company. Look for reviews and ratings from other customers to get an idea of how the company handles claims and interacts with its customers.

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In addition to these factors, it’s also important to understand your state’s minimum insurance requirements. Each state has its own minimum requirements for auto insurance coverage, and it’s important to make sure you are meeting these requirements to avoid fines and penalties.


Cure Auto Insurance is a unique insurance company that offers affordable auto insurance coverage to customers in New Jersey and Pennsylvania. The company’s business model is based on rewarding good drivers with lower rates, and it offers a range of coverage options and discounts to help customers save money on their premiums.

If you are in the market for auto insurance coverage, it’s important to compare rates from multiple insurers and consider factors such as coverage options, deductibles, premiums, and customer service. By doing your research and choosing the right policy, you can protect yourself and your vehicle while also saving money on your insurance.

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